Underwriting inspections are typically conducted before an insurance policy is issued. The inspector will assess the condition of the property, identify any potential hazards, and estimate the replacement cost. This information is used by the underwriter to determine whether to issue the policy and, if so, at what premium.
Claims inspections are conducted after a loss has occurred. The inspector will assess the damage, determine the cause of loss, and estimate the cost of repairs. This information is used by the claims adjuster to determine the amount of the settlement.
- Inspect residential and commercial properties for underwriting and claims purposes
- Assess the condition of properties and identify potential hazards
- Estimate the replacement cost of properties
- Determine the cause of loss and estimate the cost of repairs
- Use of a smartphone
- Use of a camera
- Use of a tape measure
- Use of a ladder
A minimum of one year documentable experience in the inspections sector combined with the successful completion of IAFST University's Work Order and Insurance Inspections modules.